:root{--navy:#10263c;--ink:#172d42;--muted:#5f7080;--teal:#087e84;--light:#f4f8f9;--line:#dce6e9}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:#fff;margin:0;font-family:Arial,Helvetica,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}button,textarea,select{font:inherit}button{cursor:pointer}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3{letter-spacing:-.035em;line-height:1.18}h1{font-size:clamp(2.5rem,5vw,4.5rem)}h2{font-size:clamp(1.8rem,3vw,2.8rem)}h3{font-size:1.3rem}.wrap{max-width:1160px;margin:auto;padding:0 25px}.top{z-index:10;background:#fff;border-bottom:1px solid #e7edef;position:sticky;top:0}.nav{justify-content:space-between;align-items:center;gap:20px;min-height:78px;display:flex}.brand{align-items:center;gap:10px;line-height:1.1;display:flex}.brandmark{background:var(--teal);color:#fff;border-radius:12px;place-items:center;width:43px;height:43px;font-size:24px;font-weight:900;display:grid}.brand b{letter-spacing:-.04em;font-size:22px}.brand small{letter-spacing:.19em;color:var(--muted);margin-top:4px;font-size:9px;font-weight:800;display:block}.nav nav{gap:26px;font-size:14px;font-weight:700;display:flex}.nav nav a:hover,.feature:hover span{color:var(--teal)}.navcta{border:1px solid var(--teal);color:var(--teal);border-radius:9px;padding:10px 17px;font-size:14px;font-weight:800}.hero{color:#fff;background:linear-gradient(115deg,#10283f,#163d53);padding:85px 0}.hero-grid{grid-template-columns:1.1fr .85fr;align-items:center;gap:75px;display:grid}.eyebrow{letter-spacing:.17em;color:#74e0d6;margin-bottom:18px;font-size:12px;font-weight:800}.eyebrow.dark{color:var(--teal)}.hero h1{margin-bottom:24px}.hero h1 em{color:#8fe3d7;font-style:normal}.lead{color:#d0e0e8;max-width:650px;font-size:19px}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:32px;display:flex}.btn{border:0;border-radius:9px;justify-content:center;align-items:center;gap:10px;padding:13px 21px;font-size:14px;font-weight:800;transition:transform .15s;display:inline-flex}.btn:hover{transform:translateY(-1px)}.btn.primary{color:#fff;background:#0c9291}.btn.ghost{color:#fff;background:0 0;border:1px solid #8aa6b6}.btn.white{color:var(--navy);background:#fff}.btn:disabled{opacity:.55;cursor:not-allowed}.hero-note{color:#bad3db;align-items:center;gap:9px;margin-top:25px;font-size:13px;display:flex}.hero-panel{color:var(--ink);background:#fff;border-radius:18px;padding:32px;box-shadow:0 22px 55px #061a2a50}.hero-panel-head{color:var(--teal);letter-spacing:.1em;align-items:center;gap:10px;font-size:13px;font-weight:800;display:flex}.hero-panel h2{margin:17px 0 23px;font-size:26px}.habit{border-top:1px solid var(--line);gap:16px;padding:16px 0;display:flex}.habit span{color:var(--teal);font-weight:900}.habit b{font-size:15px}.habit p{color:var(--muted);margin:4px 0 0;font-size:13px}.section{padding:85px 0}.section.muted{background:var(--light)}.section-head{text-align:center;max-width:700px;margin:0 auto 36px}.section-head p{color:var(--muted);font-size:17px}.checker{border:1px solid var(--line);border-radius:16px;grid-template-columns:1.55fr .8fr;display:grid;overflow:hidden;box-shadow:0 14px 40px #10283f0a}.checker form{padding:35px}.checker label{margin-bottom:8px;font-size:14px;font-weight:800;display:block}.checker select,.checker textarea{width:100%;color:var(--ink);background:#fff;border:1px solid #cbd8de;border-radius:9px;margin-bottom:20px;padding:13px}.checker textarea{resize:vertical;min-height:195px}.checker :focus-visible,.option:focus-visible{outline-offset:2px;outline:3px solid #67c5c0}.input-meta{color:var(--muted);flex-wrap:wrap;justify-content:space-between;gap:15px;margin:-10px 0 20px;font-size:12px;display:flex}.input-meta span{align-items:center;gap:5px;display:flex}.small{color:var(--muted);margin:15px 0 0;font-size:12px}.checker-aside{background:#edf6f5;padding:35px}.checker-aside>svg{color:var(--teal)}.checker-aside h3{margin:15px 0}.checker-aside ul{padding-left:20px;font-size:14px;line-height:2}.aside-tip{color:#45636a;border-top:1px solid #cce2df;padding-top:18px;font-size:13px}.result{border:1px solid var(--line);border-radius:14px;margin-top:22px;padding:28px}.result-header{justify-content:space-between;align-items:center;gap:15px;display:flex}.risk{white-space:nowrap;border-radius:30px;padding:7px 11px;font-size:11px;font-weight:900}.risk.high{color:#9c2e21;background:#ffebe8}.risk.medium{color:#805100;background:#fff1d8}.risk.low{color:#196d63;background:#e9f4f2}.result h4{margin:20px 0 6px}.result li{margin-bottom:5px}.error{color:#9c2e21;margin-top:20px}.cards{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.feature,.library-card{border:1px solid var(--line);background:#fff;border-radius:13px;padding:29px}.feature svg{color:var(--teal);width:32px;height:32px;margin-bottom:17px}.feature p,.library-card p{color:var(--muted);font-size:15px}.feature span,.library-card a{color:var(--teal);font-size:14px;font-weight:800}.split{justify-content:space-between;align-items:center;gap:55px;display:flex}.split>div:first-child{max-width:600px}.split p{color:var(--muted);font-size:17px}.callout{background:var(--light);border-radius:16px;min-width:310px;padding:32px}.callout svg{color:var(--teal)}.help-band{background:var(--navy);color:#fff}.help-band p{color:#d3e3e9}.interior{min-height:65vh;padding-top:65px;padding-bottom:90px}.interior h1{font-size:clamp(2.3rem,4vw,3.5rem)}.darklead{color:var(--muted)}.library-group{margin-top:60px;scroll-margin-top:110px}.library-grid{grid-template-columns:repeat(3,1fr);gap:20px;display:grid}.library-card h3{margin-bottom:12px}.library-card b{color:var(--teal);font-size:13px}.info{border-left:4px solid var(--teal);background:#edf6f5;border-radius:5px;margin-top:40px;padding:20px}.narrow{max-width:850px}.narrow h2{margin-top:32px;font-size:24px}.quizpage{max-width:850px}.quizbox{border:1px solid var(--line);border-radius:15px;margin-top:30px;padding:30px}.progress{color:var(--muted);justify-content:space-between;font-size:13px;font-weight:800;display:flex}.bar{background:var(--light);border-radius:10px;height:7px;margin:12px 0 30px;overflow:hidden}.bar div{background:var(--teal);height:100%}.quizbox h2{font-size:25px}.options{gap:11px;margin-top:25px;display:grid}.option{text-align:left;border:1px solid var(--line);background:#fff;border-radius:10px;padding:15px}.option:hover{border-color:var(--teal)}.option.selected{background:#eef5f5}.option.correct{border-color:var(--teal)}.feedback{background:var(--light);border-radius:10px;margin-top:24px;padding:22px}.feedback .btn{margin-top:5px}footer{color:#fff;background:#0c2235;padding:55px 0 20px}.footergrid{grid-template-columns:2fr 1fr 1fr;gap:40px;display:grid}.footergrid p{color:#b2c4d0;max-width:300px;margin-top:18px;font-size:13px}.footergrid>div:not(:first-child){flex-direction:column;gap:10px;font-size:13px;display:flex}.footergrid>div:not(:first-child) a{color:#bbced8}.fine{color:#9fb6c3;border-top:1px solid #355063;margin-top:38px;padding-top:20px;font-size:12px}@media (max-width:850px){.nav nav{display:none}.hero-grid,.checker{grid-template-columns:1fr}.hero-grid{gap:35px}.hero{padding:55px 0}.cards,.library-grid{grid-template-columns:1fr 1fr}.split{flex-direction:column;align-items:flex-start;gap:20px}.footergrid{grid-template-columns:1fr 1fr}}@media (max-width:560px){.wrap{padding:0 18px}.nav{min-height:70px}.navcta{padding:8px;font-size:12px}.brand b{font-size:19px}.hero-panel,.checker form,.checker-aside{padding:23px}.section{padding:60px 0}.cards,.library-grid,.footergrid{grid-template-columns:1fr}.result-header{flex-direction:column;align-items:flex-start}.callout{width:100%;min-width:0}}.url-results{margin-top:24px}.url-result{overflow-wrap:anywhere;border:1px solid #dce3e9;border-radius:10px;margin:8px 0;padding:12px}.url-result p{margin:5px 0;font-size:.9rem}.quizpage select{border:1px solid #bccbd6;border-radius:8px;max-width:100%;margin:12px 0 20px;padding:12px;display:block}.mobile-menu{display:none;position:relative}.mobile-menu summary{cursor:pointer;font-weight:700}.mobile-menu>div{border:1px solid var(--line);z-index:20;background:#fff;border-radius:10px;min-width:210px;padding:12px;position:absolute;top:36px;right:0;box-shadow:0 12px 30px #10283f22}.mobile-menu a{padding:8px 10px;font-size:14px;display:block}.guide-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:28px;display:grid}.print-guide{border:1px solid var(--line);break-inside:avoid;border-radius:12px;padding:30px}.print-guide h2{font-size:24px}.print-guide li,.recovery-panel li{margin-bottom:10px}.guide-meta{letter-spacing:.12em;color:var(--teal);font-size:11px;font-weight:800}.guide-footer{border-top:1px solid var(--line);color:var(--muted);margin-top:25px;padding-top:12px;font-size:12px}.fieldlabel{margin:20px 0 8px;font-weight:700;display:block}.recovery-select{width:min(100%,600px);font:inherit;border:1px solid #b7c9d2;border-radius:9px;padding:14px;display:block}.recovery-panel{border:1px solid var(--line);border-radius:12px;max-width:850px;margin-top:24px;padding:28px}.recovery-panel a,.info a{color:var(--teal);text-decoration:underline}.urgent{background:#fff2db;border-left:4px solid #b97b12;margin:18px 0;padding:16px}.recovery-panel h3{margin-top:26px}.recovery-panel ol{padding-left:23px}@media (max-width:850px){.mobile-menu{display:block}.guide-grid{grid-template-columns:1fr}}@media (max-width:560px){.print-guide,.recovery-panel{padding:20px}.navcta{display:none}}@media print{.top,footer,.print-button,.navcta,.mobile-menu,.info{display:none!important}.interior{padding:0!important}.wrap{max-width:none;padding:0}.guide-grid{display:block}.print-guide{page-break-after:always;border:0;border-bottom:1px solid #bbb;border-radius:0;padding:10mm 0}.guide-footer{color:#333}.recovery-panel{border:0;padding:0}.urgent{background:#fff;border:1px solid #aaa}body{color:#000}}.brand img{width:auto;height:42px;display:block}.brand small{border-left:1px solid var(--line);margin-top:0;padding-left:10px}footer .brand small{color:#9fb6c3;border-color:#355063}.skip{z-index:50;background:#fff;border-radius:6px;padding:8px 12px;position:absolute;top:8px;left:-9999px}.skip:focus{left:8px}.btn.outline{border:1px solid var(--teal);color:var(--teal);background:#fff}.textlink,.article a:not(.btn),.faq a,.small a{color:var(--teal);text-decoration:underline}.jump{flex-wrap:wrap;gap:8px;margin-top:26px;display:flex}.jump a{border:1px solid var(--line);background:#fff;border-radius:30px;padding:6px 13px;font-size:13px;font-weight:700}.jump a:hover{border-color:var(--teal);color:var(--teal)}.jump span{color:var(--muted);margin-left:3px;font-weight:400}.popular-head{text-align:center;margin:46px 0 14px;font-size:1.15rem}.popular{flex-wrap:wrap;justify-content:center;gap:10px;margin:0;padding:0;list-style:none;display:flex}.popular a{border:1px solid var(--line);background:#fff;border-radius:30px;padding:8px 15px;font-size:14px;font-weight:700;display:block}.popular a:hover{border-color:var(--teal);color:var(--teal)}.narrow-center{max-width:860px}.faq details{border:1px solid var(--line);background:#fff;border-radius:10px;margin-bottom:10px}.faq summary{cursor:pointer;padding:16px 18px;font-weight:800;list-style-position:inside}.faq details p{color:#3a5164;margin:0;padding:0 18px 16px}.crumbs{color:var(--muted);margin-bottom:22px;font-size:13px}.crumbs a{color:var(--teal);text-decoration:none!important}.article h1{max-width:900px}.article .lead{max-width:860px;font-size:18px}.article-grid{grid-template-columns:minmax(0,1fr) 300px;gap:50px;margin-top:20px;display:grid}.article-grid h2{margin:38px 0 12px;font-size:1.6rem}.article-grid li{margin-bottom:8px}.example{background:var(--light);color:#2c4355;border-left:4px solid #b97b12;border-radius:6px;margin:0;padding:18px 20px;font-style:italic}.example span{letter-spacing:.12em;color:#8a5b0c;margin-bottom:6px;font-size:11px;font-style:normal;font-weight:800;display:block}.checks{padding:0;list-style:none}.checks li{padding-left:28px;position:relative}.checks li:before{content:"✓";color:var(--teal);font-weight:900;position:absolute;left:0}.checks.warn li:before{content:"!";color:#b04a1c;border:2px solid #e0a383;border-radius:50%;place-items:center;width:16px;height:16px;font-size:11px;display:grid;top:4px}.report-links{padding-left:20px}.article-aside{flex-direction:column;gap:18px;display:flex}.aside-box{border:1px solid var(--line);background:#fff;border-radius:12px;padding:22px;position:sticky;top:100px}.aside-box+.aside-box{position:static}.aside-box p{color:var(--muted);margin:8px 0 14px;font-size:14px}.aside-box ul{margin:10px 0 14px;padding-left:18px;font-size:14px}.aside-box li{margin-bottom:6px}.aside-box a:not(.btn){color:var(--teal)}.option.wrong{background:#fff4f0;border-color:#c9573a}.option:disabled{cursor:default;color:var(--ink)}.review{margin:18px 0;padding:0;list-style:none}.review li{border-top:1px solid var(--line);padding:10px 0;font-size:14px}.review b{display:block}.review li.miss b{color:#9c2e21}.review span{color:var(--muted)}.checklist{padding-left:24px;font-size:17px}.checklist li{margin-bottom:12px;padding-left:4px}.print-only{display:none}@media (max-width:900px){.article-grid{grid-template-columns:1fr;gap:20px}.aside-box{position:static}}@media print{.print-only{color:#333;font-size:12px;display:block}.article-aside,.crumbs,.jump,.btn{display:none!important}}.mobile-menu summary{white-space:nowrap}@media (max-width:560px){.brand small{display:none}.brand img{height:36px}.interior{padding-top:30px}}.option.correct{border-color:var(--teal);background:#e8f6f3;font-weight:700}.formcard{border:1px solid var(--line);border-radius:16px;margin-top:28px;padding:32px;box-shadow:0 14px 40px #10283f0a}.formcard label{margin:0 0 8px;font-size:14px;font-weight:800;display:block}.formcard input[type=text],.formcard input[type=email],.formcard select,.formcard textarea{width:100%;color:var(--ink);font:inherit;background:#fff;border:1px solid #cbd8de;border-radius:9px;margin-bottom:20px;padding:13px}.formcard textarea{resize:vertical;min-height:170px}.formcard .input-meta{margin-top:-14px}.formcard :focus-visible,.emailresults :focus-visible{outline-offset:2px;outline:3px solid #67c5c0}.formrow{grid-template-columns:1fr 1fr;gap:0 18px;display:grid}.formcard .checkline{align-items:flex-start;gap:10px;margin:0 0 22px;font-size:14px;font-weight:400;display:flex}.checkline input{flex:none;width:18px;height:18px;margin-top:4px}.hp{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}.success{border-left:4px solid var(--teal);background:#edf6f5;border-radius:5px;margin-top:22px;padding:20px}.success a{color:var(--teal);text-decoration:underline}.emailresults{border-top:1px solid var(--line);margin-top:22px;padding-top:6px}.emailresults h4{align-items:center;gap:8px;display:flex}.emailresults form{flex-wrap:wrap;gap:10px;display:flex}.emailresults input{font:inherit;color:var(--ink);border:1px solid #cbd8de;border-radius:9px;flex:240px;padding:12px}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}@media (max-width:700px){.formrow{grid-template-columns:1fr}.formcard{padding:22px}}@media print{.emailresults{display:none!important}}